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Authorized Condominium Investments

Access to all possible investments in one place and on one statement.

 

We offer full brokerage and portfolio management services without the high costs. Managing equity and bond positions for condominiums/stratas for over 15 years has taught us a few things about the business. We have very strict protocols and most assets are held passively; condominiums tend not to be active traders. Therefore, we recommend quality investment options that can stand the test of time and markets, without charging annual management fees. Rest assured, these positions are constantly monitored, and Board updates and recommendations are ongoing.

Compliance - know your duties.

We have summarized the compliance requirements for elected Board Members and appointed Condo/Property/Strata Managers. There is a duty to conduct all activities in accordance to their respective provincial regulations as well as legal requirements under the Trustee Act and Prudent Investor Rule. Please note that RECA, RESA and CMRAO expect full compliance, and although they do not actively audit the Trustee Act, they will step in and serve notice if they find a violation or receive a complaint. The legal duty of care is the responsibility of the Board and the Manager.

       Know your Duties - Standard of Conduct


 

Alberta Authorized Condominium Investments  | Condominium Property Regulation, Alta Reg 168/2000

 

Canada and US Municipal, Provincial and Government Bonds

Canada Bank Principal-Protected Notes, Structured Fixed Income GICs and Index-GICs

Canada Investment Grade Corporate Bonds and Preferred Shares ...  limited to 35% of Reserve Fund

Canada and US Equity Income (Dividend-paying Common Shares) ...  limited to 15% of Reserve Fund

 

 

Ontario Authorized Condominium Investments | Condominium Act, Section 115(5)

Canada Provincial and Government Bonds

Canada Structured Fixed Income GICs and Index-GICs

Condominium Authority of Ontario | Healthy Reserve Funds ...  link

Condominium Authority of Ontario | Finance ...  link

 

BC Authorized Strata Investments | Strata Property Act, Regulation 6.11 

Canada T-Bills

Canada Provincial and Government Bonds

Canada Corporate Bonds | A DBRS rating with term to maturity < 5 yrs

Fixed Income ETF | 98% BBB DBRS portfolio rating with term to maturity < 5 yrs ($CDN only)

Canada Structured Fixed Income GICs (fixed-rates only)

 

 

Investment Information Links (sample only - please contact us for all options):

 

Principal-Protected Notes, Structured Fixed Income & Index-GICs ...

 

BMO Capital Markets https://www.bmonotes.com/

National Bank Solutions https://nbcstructuredsolutions.ca/home.aspx

RBC Structured Notes https://www.rbcnotes.com/CurrentOfferings

Scotia Bank Institutional https://www.investorsolutions.gbm.scotiabank.com

TD Structured Notes https://www.tdstructurednotes.com

Equity-Income & Fixed-Income ETFs (0% annual advisory fees for condos/stratas) ...

BMO https://www.bmogam.com

iShares https://www.blackrock.com

Vanguard https://www.vanguard.ca

Horizon https://horizonsetfs.com

Purpose https://www.purposeinvest.com

Manulife https://www.manulifeim.com

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